| |
|
Article 1 |
Premium Table of Compulsory Automobile Liability Insurance for Motorcycle
The table of premium of Compulsory Automobile Liability Insurance,
2008 (Motorcycle)
Unit:NT$
┌──────────────┬───────────────┐
│ │ Premium Charged │
│ ├───┬───┬───┬───┤
│ Policy Period │Light │Heavy │Small │Small │
│ │Weight│Weight│Motor-│Light │
│ │Motor-│Motor-│cycle │Motor-│
│ │cycle │cyce │ │cycle │
├──────────────┼───┼───┼───┼───┤
│1 Year │ 767 │ 767 │ 533 │ 533 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 1 Month│ 795 │ 795 │ 551 │ 551 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 2 Month│ 850 │ 850 │ 588 │ 588 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 3 Month│ 906 │ 906 │ 624 │ 624 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 4 Month│ 961 │ 961 │ 660 │ 660 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 5 Month│1,016 │1,016 │ 697 │ 697 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 6 Month│1,072 │1,072 │ 733 │ 733 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 7 Month│1,127 │1,127 │ 770 │ 770 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 8 Month│1,183 │1,183 │ 806 │ 806 │
├──────────────┼───┼───┼───┼───┤
│Less than 1 Year and 9 Month│1,238 │1,238 │ 842 │ 842 │
├──────────────┼───┼───┼───┼───┤
│Less than 1Year and 10 Month│1,294 │1,294 │ 879 │ 879 │
├──────────────┼───┼───┼───┼───┤
│Less than 1Year and 11 Month│1,349 │1,349 │ 915 │ 915 │
├──────────────┼───┼───┼───┼───┤
│Less than 1Year and 12 Month│1,404 │1,404 │ 951 │ 951 │
├──────────────┼───┼───┼───┼───┤
│2 Years │1,432 │1,432 │ 970 │ 970 │
└──────────────┴───┴───┴───┴───┘
Illustration 1: When an insured or an insurer terminates this insurance contract, the insurer should refund the unearned premium calculated as following:
(1)if unexpired policy period is less than one year, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).
(2)if unexpired policy period is greater than or equal to one year, the insurer should refund all the second year unearned premium, meanwhile, should refund the first year unearned premium according to (1).
Illustration 2: For the purpose of establishing a reference for calculation of future renewal premium, upon the time when a motorcycle owner buys this insurance, insurer will begin collecting the insured's personal factor material on information such as the insured's age, gender, and accidents that were due to the insured's traffic violation.
Illustration 3: The business expense and any expenses needed to ensure the soundness of this insurance for one-year motor insurance policy is NT$193.91, for two-year motor insurance policy is NT$305.24, it includes:
(1) Business expense of insurer: for one-year motor insurance policy is NT$190.18, for two-year motor insurance policy is NT$300.69, reducible with reference to its management efficiency,
(2) any expenses needed to ensure the soundness of this insurance: for one-year motor insurance policy is NT$3.73, for two-year motor insurance policy is NT$4.55.
Illustration 4: For policy over one-year but less than two-year period, the business expense and any expense needed to ensure the soundness for the second-year period is calculated pro rata of the elapsed months over the entire period of insurance.
Illustration 5: Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium in the table above.
|
| |
|
