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Article 1 |
Premium Table of Compulsory Automobile Liability Insurance for Car
The table of premium of Compulsory Automobile Liability Insurance,
2008 (Automobile 1)
Unit:NT$
┌─────────────────────┬────┬────
│Record of violating traffic │ │
│rules and accidents │ │
├────────────┬───┬────┼────┼───┬
│No. of claim │ │ │Commerc-│Light │
├───┬───┬────┼───┼────┤ial │Truck │
│Past 3│Past 2│Previous│ Level│Adjust- │Sedan │(Legal│
│years │years │year │ │ment │ │Entity│
│ │ │ │ │Factor │ │) │
├───┼───┼────┼───┼────┼────┼───┼
│ 0 │ 0 │ 0 │ 01 │ -30% │ 2,533 │1,905 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ 0 │ 0 │ 02 │ -26% │ 2,657 │1,993 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ - │ 0 │ 03 │ -18% │ 2,905 │2,168 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ - │ - │ 04 │ 0% │ 3,462 │2,564 │
├───┼───┼────┼───┼────┼────┼───┼
│ 0 │ 0 │ 1 │ 05 │ 10% │ 3,772 │2,784 │
├───┼───┼────┼───┼────┼────┼───┼
│ 0 │ 1 │ 0 │ 05 │ 10% │ 3,772 │2,784 │
├───┼───┼────┼───┼────┼────┼───┼
│ 1 │ 0 │ 0 │ 05 │ 10% │ 3,772 │2,784 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ 0 │ 1 │ 06 │ 20% │ 4,082 │3,004 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ 1 │ 0 │ 06 │ 20% │ 4,082 │3,004 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ - │ 1 │ 07 │ 30% │ 4,391 │3,224 │
├───┼───┼────┼───┼────┼────┼───┼
│ 0 │ 0 │ 2 │ 08 │ 40% │ 4,701 │3,444 │
├───┼───┼────┼───┼────┼────┼───┼
│ 0 │ 2 │ 0 │ 08 │ 40% │ 4,701 │3,444 │
├───┼───┼────┼───┼────┼────┼───┼
│ 2 │ 0 │ 0 │ 08 │ 40% │ 4,701 │3,444 │
├───┼───┼────┼───┼────┼────┼───┼
│ 0 │ 1 │ 1 │ 09 │ 50% │ 5,011 │3,663 │
├───┼───┼────┼───┼────┼────┼───┼
│ 1 │ 0 │ 1 │ 09 │ 50% │ 5,011 │3,663 │
├───┼───┼────┼───┼────┼────┼───┼
│ 1 │ 1 │ 0 │ 09 │ 50% │ 5,011 │3,663 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ 0 │ 2 │ 09 │ 50% │ 5,011 │3,663 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ 2 │ 0 │ 09 │ 50% │ 5,011 │3,663 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ 1 │ 1 │ 10 │ 60% │ 5,320 │3,883 │
├───┼───┼────┼───┼────┼────┼───┼
│ - │ - │ 2 │ 10 │ 60% │ 5,320 │3,883 │
└───┴───┴────┴───┴────┴────┴───┴
───────────────────────────────────────┐
Record of violating traffic │
rules and accidents │
────┬─────────────┬─────────┬──────────┤
Dual │ Heavy Truck │ Special Vehicle │ Tow Vehicle │
Use ├────┬────┬───┼────┬────┼────┬─────┤
Bus/ │Weight │Weight │Weight│Large- │Small- │General │Container │
Freight│3.9~9.0 │9.1~15.0│above │sized │sized │vehicle │truck │
Truck │tons │tons │15.1 │vehicle │vehicle │ │ │
(Legal │ │ │tons │ │ │ │ │
Entity)│ │ │ │ │ │ │ │
────┼────┼────┼───┼────┼────┼────┼─────┤
1,905 │ 3,207 │ 5,279 │ 8,346│ 3,247 │ 2,626 │ 18,090│ 14,355 │
────┼────┼────┼───┼────┼────┼────┼─────┤
1,993 │ 3,369 │ 5,559 │ 8,802│ 3,412 │ 2,756 │ 19,103│ 15,154 │
────┼────┼────┼───┼────┼────┼────┼─────┤
2,168 │ 3,694 │ 6,121 │ 9,714│ 3,741 │ 3,014 │ 21,129│ 16,753 │
────┼────┼────┼───┼────┼────┼────┼─────┤
2,564 │ 4,425 │ 7,384 │11,767│ 4,482 │ 3,595 │ 25,686│ 20,350 │
────┼────┼────┼───┼────┼────┼────┼─────┤
2,784 │ 4,831 │ 8,086 │12,907│ 4,894 │ 3,918 │ 28,218│ 22,348 │
────┼────┼────┼───┼────┼────┼────┼─────┤
2,784 │ 4,831 │ 8,086 │12,907│ 4,894 │ 3,918 │ 28,218│ 22,348 │
────┼────┼────┼───┼────┼────┼────┼─────┤
2,784 │ 4,831 │ 8,086 │12,907│ 4,894 │ 3,918 │ 28,218│ 22,348 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,004 │ 5,237 │ 8,788 │14,047│ 5,306 │ 4,241 │ 30,750│ 24,347 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,004 │ 5,237 │ 8,788 │14,047│ 5,306 │ 4,241 │ 30,750│ 24,347 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,224 │ 5,643 │ 9,490 │15,187│ 5,718 │ 4,564 │ 33,283│ 26,345 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,444 │ 6,049 │ 10,192 │16,327│ 6,129 │ 4,887 │ 35,815│ 28,344 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,444 │ 6,049 │ 10,192 │16,327│ 6,129 │ 4,887 │ 35,815│ 28,344 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,444 │ 6,049 │ 10,192 │16,327│ 6,129 │ 4,887 │ 35,815│ 28,344 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,663 │ 6,455 │ 10,893 │17,467│ 6,541 │ 5,210 │ 38,347│ 30,342 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,663 │ 6,455 │ 10,893 │17,467│ 6,541 │ 5,210 │ 38,347│ 30,342 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,663 │ 6,455 │ 10,893 │17,467│ 6,541 │ 5,210 │ 38,347│ 30,342 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,663 │ 6,455 │ 10,893 │17,467│ 6,541 │ 5,210 │ 38,347│ 30,342 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,663 │ 6,455 │ 10,893 │17,467│ 6,541 │ 5,210 │ 38,347│ 30,342 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,883 │ 6,860 │ 11,595 │18,607│ 6,953 │ 5,533 │ 40,879│ 32,341 │
────┼────┼────┼───┼────┼────┼────┼─────┤
3,883 │ 6,860 │ 11,595 │18,607│ 6,953 │ 5,533 │ 40,879│ 32,341 │
────┴────┴────┴───┴────┴────┴────┴─────┘
Illustration:
1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).
2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$349.63, it includes:
(1) Business expense of insurer: NT$343.52, reducible with reference to its management efficiency,
(2) any expenses needed to ensure the soundness of this insurance: NT$6.11.
3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.
4. Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.
5. This table is illustrated with the record of violating traffic rules and accidents in past 3 years. The maximum percentage of premium discount is 30%, i.e. the Level 1, and the maximum percentage of premium increased is 60%, i.e. the Level 10. For the first insured and those without the record of violating traffic rules and accidents, the premium shall be calculated based on Level 4.
The table of premium of Compulsory Automobile Liability Insurance,
2008 (Automobile 2)
Unit:NT$
┌─────────────────────┬─────────
│Record of violating traffic │
│rules and accidents │
├────────────┬───┬────┼─────────
│No. of claim │ │ │Military Vehicle
├───┬───┬────┼───┼────┼────┬────
│Past 3│Past 2│Previous│ Level│Adjust- │Adminis-│Combat
│years │years │year │ │ment │trative │Vehicle
│ │ │ │ │Factor │Vehicle │
├───┼───┼────┼───┼────┼────┼────
│ 0 │ 0 │ 0 │ 01 │ -30% │ 1,618 │ 809
├───┼───┼────┼───┼────┼────┼────
│ - │ 0 │ 0 │ 02 │ -26% │ 1,689 │ 835
├───┼───┼────┼───┼────┼────┼────
│ - │ - │ 0 │ 03 │ -18% │ 1,833 │ 885
├───┼───┼────┼───┼────┼────┼────
│ - │ - │ - │ 04 │ 0% │ 2,155 │ 999
├───┼───┼────┼───┼────┼────┼────
│ 0 │ 0 │ 1 │ 05 │ 10% │ 2,333 │ 1,063
├───┼───┼────┼───┼────┼────┼────
│ 0 │ 1 │ 0 │ 05 │ 10% │ 2,333 │ 1,063
├───┼───┼────┼───┼────┼────┼────
│ 1 │ 0 │ 0 │ 05 │ 10% │ 2,333 │ 1,063
├───┼───┼────┼───┼────┼────┼────
│ - │ 0 │ 1 │ 06 │ 20% │ 2,512 │ 1,126
├───┼───┼────┼───┼────┼────┼────
│ - │ 1 │ 0 │ 06 │ 20% │ 2,512 │ 1,126
├───┼───┼────┼───┼────┼────┼────
│ - │ - │ 1 │ 07 │ 30% │ 2,691 │ 1,190
├───┼───┼────┼───┼────┼────┼────
│ 0 │ 0 │ 2 │ 08 │ 40% │ 2,870 │ 1,253
├───┼───┼────┼───┼────┼────┼────
│ 0 │ 2 │ 0 │ 08 │ 40% │ 2,870 │ 1,253
├───┼───┼────┼───┼────┼────┼────
│ 2 │ 0 │ 0 │ 08 │ 40% │ 2,870 │ 1,253
├───┼───┼────┼───┼────┼────┼────
│ 0 │ 1 │ 1 │ 09 │ 50% │ 3,049 │ 1,316
├───┼───┼────┼───┼────┼────┼────
│ 1 │ 0 │ 1 │ 09 │ 50% │ 3,049 │ 1,316
├───┼───┼────┼───┼────┼────┼────
│ 1 │ 1 │ 0 │ 09 │ 50% │ 3,049 │ 1,316
├───┼───┼────┼───┼────┼────┼────
│ - │ 0 │ 2 │ 09 │ 50% │ 3,049 │ 1,316
├───┼───┼────┼───┼────┼────┼────
│ - │ 2 │ 0 │ 09 │ 50% │ 3,049 │ 1,316
├───┼───┼────┼───┼────┼────┼────
│ - │ 1 │ 1 │ 10 │ 60% │ 3,228 │ 1,380
├───┼───┼────┼───┼────┼────┼────
│ - │ - │ 2 │ 10 │ 60% │ 3,228 │ 1,380
└───┴───┴────┴───┴────┴────┴────
───────────────────────────────┐
Type of Vehicles │
│
┬──────┬───────────┬───────────┤
│ │ Private Bus │ Commercial Bus │
│Mobile ├───┬───┬───┼───┬───┬───┤
│ │Seats:│Seats:│Seats:│Seats:│Seats:│Seats:│
│Machinery │10~20 │21~30 │Above │10~20 │21~30 │Above │
│ │ │ │31 │ │ │31 │
┼──────┼───┼───┼───┼───┼───┼───┤
│ 1,516 │ 6,145│ 6,432│ 6,736│ 9,745│10,699│ 9,608│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 1,581 │ 6,476│ 6,779│ 7,100│10,281│11,290│10,137│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 1,713 │ 7,136│ 7,472│ 7,828│11,353│12,471│11,193│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,009 │ 8,622│ 9,032│ 9,466│13,765│15,128│13,570│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,173 │ 9,448│ 9,899│10,376│15,105│16,604│14,890│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,173 │ 9,448│ 9,899│10,376│15,105│16,604│14,890│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,173 │ 9,448│ 9,899│10,376│15,105│16,604│14,890│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,337 │10,274│10,766│11,286│16,445│18,081│16,210│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,337 │10,274│10,766│11,286│16,445│18,081│16,210│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,502 │11,100│11,632│12,196│17,785│19,557│17,531│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,666 │11,925│12,499│13,106│19,125│21,033│18,851│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,666 │11,925│12,499│13,106│19,125│21,033│18,851│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,666 │11,925│12,499│13,106│19,125│21,033│18,851│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,830 │12,751│13,366│14,016│20,465│22,509│20,172│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,830 │12,751│13,366│14,016│20,465│22,509│20,172│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,830 │12,751│13,366│14,016│20,465│22,509│20,172│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,830 │12,751│13,366│14,016│20,465│22,509│20,172│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,830 │12,751│13,366│14,016│20,465│22,509│20,172│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,994 │13,577│14,232│14,926│21,804│23,986│21,492│
┼──────┼───┼───┼───┼───┼───┼───┤
│ 2,994 │13,577│14,232│14,926│21,804│23,986│21,492│
┴──────┴───┴───┴───┴───┴───┴───┘
Illustration:
1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).
2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$349.63, it includes:
(1) Business expense of insurer: NT$343.52, reducible with reference to its management efficiency,
(2) any expenses needed to ensure the soundness of this insurance: NT$6.11.
3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.
4. Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.
5. This table is illustrated with the record of violating traffic rules and accidents in past 3 years. The maximum percentage of premium discount is 30%, i.e. the Level 1, and the maximum percentage of premium increased is 60%, i.e. the Level 10. For the first insured and those without the record of violating traffic rules and accidents, the premium shall be calculated based on Level 4.
The table of premium of Compulsory Automobile Liability Insurance,
2008 (Automobile 3)
Unit:NT$
┌─────────────────────┬─────────
│Record of violating traffic │
│rules and accidents │
├────────────────┬────┼─────────
│No. of claim │ │
├───┬───┬────┬───┼────┼────────┬
│Past 3│Past 2│Previous│ Level│Adjust- │ Age under 20 │
│years │years │year │ │ment ├───┼────┼
│ │ │ │ │Factor │ Male │ Female │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 0 │ 01 │ -30% │3,614 │ 2,374 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 0 │ 02 │ -26% │3,673 │ 2,433 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 0 │ 03 │ -18% │3,791 │ 2,551 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ - │ 04 │ 0% │4,057 │ 2,816 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 1 │ 05 │ 10% │4,204 │ 2,964 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 1 │ 0 │ 05 │ 10% │4,204 │ 2,964 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 0 │ 0 │ 05 │ 10% │4,204 │ 2,964 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 1 │ 06 │ 20% │4,352 │ 3,112 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 1 │ 0 │ 06 │ 20% │4,352 │ 3,112 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 1 │ 07 │ 30% │4,500 │ 3,259 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 2 │ 08 │ 40% │4,647 │ 3,407 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 2 │ 0 │ 08 │ 40% │4,647 │ 3,407 │
├───┼───┼────┼───┼────┼───┼────┼
│ 2 │ 0 │ 0 │ 08 │ 40% │4,647 │ 3,407 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 1 │ 1 │ 09 │ 50% │4,795 │ 3,555 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 0 │ 1 │ 09 │ 50% │4,795 │ 3,555 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 1 │ 0 │ 09 │ 50% │4,795 │ 3,555 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 2 │ 09 │ 50% │4,795 │ 3,555 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 2 │ 0 │ 09 │ 50% │4,795 │ 3,555 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 1 │ 1 │ 10 │ 60% │4,942 │ 3,702 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 2 │ 10 │ 60% │4,942 │ 3,702 │
└───┴───┴────┴───┴────┴───┴────┴
───────────────────────────────┐
Type of Vehicles │
│
───────────────────────────────┤
Private Sedan │
───────┬───────┬───────┬───────┤
Age 21~25 │ Age 26~30 │ Age 31~60 │ Age above 60 │
───┬───┼───┬───┼───┬───┼───┬───┤
Male │Female│ Male │Female│ Male │Female│ Male │Female│
───┼───┼───┼───┼───┼───┼───┼───┤
3,318│2,182 │2,093 │1,488 │1,399 │1,281 │1,473 │1,089 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,377│2,241 │2,152 │1,547 │1,458 │1,340 │1,532 │1,148 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,496│2,359 │2,270 │1,665 │1,576 │1,458 │1,650 │1,266 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,761│2,625 │2,536 │1,931 │1,842 │1,724 │1,916 │1,532 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,909│2,772 │2,684 │2,078 │1,990 │1,872 │2,063 │1,680 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,909│2,772 │2,684 │2,078 │1,990 │1,872 │2,063 │1,680 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,909│2,772 │2,684 │2,078 │1,990 │1,872 │2,063 │1,680 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,057│2,920 │2,831 │2,226 │2,137 │2,019 │2,211 │1,827 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,057│2,920 │2,831 │2,226 │2,137 │2,019 │2,211 │1,827 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,204│3,067 │2,979 │2,374 │2,285 │2,167 │2,359 │1,975 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,352│3,215 │3,126 │2,521 │2,433 │2,314 │2,506 │2,123 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,352│3,215 │3,126 │2,521 │2,433 │2,314 │2,506 │2,123 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,352│3,215 │3,126 │2,521 │2,433 │2,314 │2,506 │2,123 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,500│3,363 │3,274 │2,669 │2,580 │2,462 │2,654 │2,270 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,500│3,363 │3,274 │2,669 │2,580 │2,462 │2,654 │2,270 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,500│3,363 │3,274 │2,669 │2,580 │2,462 │2,654 │2,270 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,500│3,363 │3,274 │2,669 │2,580 │2,462 │2,654 │2,270 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,500│3,363 │3,274 │2,669 │2,580 │2,462 │2,654 │2,270 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,647│3,510 │3,422 │2,816 │2,728 │2,610 │2,802 │2,418 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,647│3,510 │3,422 │2,816 │2,728 │2,610 │2,802 │2,418 │
───┴───┴───┴───┴───┴───┴───┴───┘
Illustration:
1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).
2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$349.63, it includes:
(1) Business expense of insurer: NT$343.52, reducible with reference to its management efficiency,
(2) any expenses needed to ensure the soundness of this insurance: NT$6.11.
3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.
4. Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.
5. This table is illustrated with the record of violating traffic rules and accidents in past 3 years. The maximum percentage of premium discount is 30%, i.e. the Level 1, and the maximum percentage of premium increased is 60%, i.e. the Level 10. For the first insured and those without the record of violating traffic rules and accidents, the premium shall be calculated based on Level 4.
The table of premium of Compulsory Automobile Liability Insurance,
2008 (Automobile 4)
Unit:NT$
┌─────────────────────┬─────────
│Record of violating traffic │
│rules and accidents │
├─────────────────────┼─────────
│No. of claim │
├───┬───┬────┬───┬────┼────────┬
│Past 3│Past 2│Previous│ Level│Adjust- │ Age under 20 │
│years │years │year │ │ment ├───┬────┼
│ │ │ │ │Factor │ Male │ Female │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 0 │ 01 │ -30% │ 4,061│ 2,650 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 0 │ 02 │ -26% │ 4,129│ 2,718 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 0 │ 03 │ -18% │ 4,263│ 2,852 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ - │ 04 │ 0% │ 4,565│ 3,154 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 1 │ 05 │ 10% │ 4,733│ 3,322 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 1 │ 0 │ 05 │ 10% │ 4,733│ 3,322 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 0 │ 0 │ 05 │ 10% │ 4,733│ 3,322 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 1 │ 06 │ 20% │ 4,901│ 3,490 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 1 │ 0 │ 06 │ 20% │ 4,901│ 3,490 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 1 │ 07 │ 30% │ 5,069│ 3,658 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 2 │ 08 │ 40% │ 5,237│ 3,826 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 2 │ 0 │ 08 │ 40% │ 5,237│ 3,826 │
├───┼───┼────┼───┼────┼───┼────┼
│ 2 │ 0 │ 0 │ 08 │ 40% │ 5,237│ 3,826 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 1 │ 1 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 0 │ 1 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 1 │ 0 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 2 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 2 │ 0 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 1 │ 1 │ 10 │ 60% │ 5,573│ 4,162 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 2 │ 10 │ 60% │ 5,573│ 4,162 │
└───┴───┴────┴───┴────┴───┴────┴
───────────────────────────────┐
Type of Vehicles │
│
───────────────────────────────┤
Private Light Truck (Natural Person) │
───────┬───────┬───────┬───────┤
Age 21~25 │ Age 26~30 │ Age 31~60 │ Age above 60 │
───┬───┼───┬───┼───┬───┼───┬───┤
Male│Female│ Male │Female│ Male │Female│ Male │Female│
───┼───┼───┼───┼───┼───┼───┼───┤
3,725│2,432 │2,331 │1,642 │1,542 │1,407 │1,626 │1,189 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,793│2,499 │2,398 │1,710 │1,609 │1,474 │1,693 │1,256 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,927│2,634 │2,533 │1,844 │1,743 │1,609 │1,827 │1,390 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,229│2,936 │2,835 │2,146 │2,046 │1,911 │2,130 │1,693 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,397│3,104 │3,003 │2,314 │2,214 │2,079 │2,298 │1,861 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,397│3,104 │3,003 │2,314 │2,214 │2,079 │2,298 │1,861 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,397│3,104 │3,003 │2,314 │2,214 │2,079 │2,298 │1,861 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,565│3,272 │3,171 │2,482 │2,382 │2,247 │2,466 │2,029 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,565│3,272 │3,171 │2,482 │2,382 │2,247 │2,466 │2,029 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,733│3,440 │3,339 │2,650 │2,550 │2,415 │2,634 │2,197 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,901│3,608 │3,507 │2,818 │2,718 │2,583 │2,802 │2,365 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,901│3,608 │3,507 │2,818 │2,718 │2,583 │2,802 │2,365 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,901│3,608 │3,507 │2,818 │2,718 │2,583 │2,802 │2,365 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,237│3,944 │3,843 │3,154 │3,054 │2,919 │3,138 │2,701 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,237│3,944 │3,843 │3,154 │3,054 │2,919 │3,138 │2,701 │
───┴───┴───┴───┴───┴───┴───┴───┘
Illustration:
1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).
2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$349.63, it includes:
(1) Business expense of insurer: NT$343.52, reducible with reference to its management efficiency,
(2) any expenses needed to ensure the soundness of this insurance: NT$6.11.
3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.
4 .Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.
5. This table is illustrated with the record of violating traffic rules and accidents in past 3 years. The maximum percentage of premium discount is 30%, i.e. the Level 1, and the maximum percentage of premium increased is 60%, i.e. the Level 10. For the first insured and those without the record of violating traffic rules and accidents, the premium shall be calculated based on Level 4.
The table of premium of Compulsory Automobile Liability Insurance,
2008 (Automobile 5)
Unit:NT$
┌─────────────────────┬─────────
│Record of violating traffic │
│rules and accidents │
├────────────┬───┬────┼─────────
│No. of claim │ │ │
├───┬───┬────┼───┼────┼────────┬
│Past 3│Past 2│Previous│ Level│ Adjust-│ Age under 20 │
│years │years │year │ │ ment ├───┬────┼
│ │ │ │ │ Factor │ Male │ Female │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 0 │ 01 │ -30% │ 4,061│ 2,650 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 0 │ 02 │ -26% │ 4,129│ 2,718 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 0 │ 03 │ -18% │ 4,263│ 2,852 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ - │ 04 │ 0% │ 4,565│ 3,154 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 1 │ 05 │ 10% │ 4,733│ 3,322 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 1 │ 0 │ 05 │ 10% │ 4,733│ 3,322 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 0 │ 0 │ 05 │ 10% │ 4,733│ 3,322 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 1 │ 06 │ 20% │ 4,901│ 3,490 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 1 │ 0 │ 06 │ 20% │ 4,901│ 3,490 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 1 │ 07 │ 30% │ 5,069│ 3,658 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 0 │ 2 │ 08 │ 40% │ 5,237│ 3,826 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 2 │ 0 │ 08 │ 40% │ 5,237│ 3,826 │
├───┼───┼────┼───┼────┼───┼────┼
│ 2 │ 0 │ 0 │ 08 │ 40% │ 5,237│ 3,826 │
├───┼───┼────┼───┼────┼───┼────┼
│ 0 │ 1 │ 1 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 0 │ 1 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ 1 │ 1 │ 0 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 0 │ 2 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 2 │ 0 │ 09 │ 50% │ 5,405│ 3,994 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ 1 │ 1 │ 10 │ 60% │ 5,573│ 4,162 │
├───┼───┼────┼───┼────┼───┼────┼
│ - │ - │ 2 │ 10 │ 60% │ 5,573│ 4,162 │
└───┴───┴────┴───┴────┴───┴────┴
───────────────────────────────┐
Type of Vehicles │
│
───────────────────────────────┤
Dual Use Bus/Freight Truck(Natural Person) │
───────┬───────┬───────┬───────┤
Age 21~25 │ Age 26~30 │ Age 31~60 │ Age above 60│
───┬───┼───┬───┼───┬───┼───┬───┤
Male│Female│ Male │Female│ Male │Female│ Male │Female│
───┼───┼───┼───┼───┼───┼───┼───┤
3,725│2,432 │2,331 │1,642 │1,542 │1,407 │1,626 │1,189 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,793│2,499 │2,398 │1,710 │1,609 │1,474 │1,693 │1,256 │
───┼───┼───┼───┼───┼───┼───┼───┤
3,927│2,634 │2,533 │1,844 │1,743 │1,609 │1,827 │1,390 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,229│2,936 │2,835 │2,146 │2,046 │1,911 │2,130 │1,693 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,397│3,104 │3,003 │2,314 │2,214 │2,079 │2,298 │1,861 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,397│3,104 │3,003 │2,314 │2,214 │2,079 │2,298 │1,861 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,397│3,104 │3,003 │2,314 │2,214 │2,079 │2,298 │1,861 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,565│3,272 │3,171 │2,482 │2,382 │2,247 │2,466 │2,029 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,565│3,272 │3,171 │2,482 │2,382 │2,247 │2,466 │2,029 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,733│3,440 │3,339 │2,650 │2,550 │2,415 │2,634 │2,197 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,901│3,608 │3,507 │2,818 │2,718 │2,583 │2,802 │2,365 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,901│3,608 │3,507 │2,818 │2,718 │2,583 │2,802 │2,365 │
───┼───┼───┼───┼───┼───┼───┼───┤
4,901│3,608 │3,507 │2,818 │2,718 │2,583 │2,802 │2,365 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,069│3,776 │3,675 │2,986 │2,886 │2,751 │2,970 │2,533 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,237│3,944 │3,843 │3,154 │3,054 │2,919 │3,138 │2,701 │
───┼───┼───┼───┼───┼───┼───┼───┤
5,237│3,944 │3,843 │3,154 │3,054 │2,919 │3,138 │2,701 │
───┴───┴───┴───┴───┴───┴───┴───┘
Illustration:
1. The premium list in this table is for one year policy. When an insured or an insurer terminates this insurance contract, after deducting the insurer's business expense and any expenses needed to ensure the soundness of this insurance, the insurer should refund the remaining premium calculated based on the ratio of the remained days to policy period (by the day).
2. The business expense and any expenses needed to ensure the soundness of this insurance for all the vehicles in this table is NT$349.63, it includes:
(1) Business expense of insurer: NT$343.52, reducible with reference to its management efficiency,
(2) any expenses needed to ensure the soundness of this insurance: NT$6.11.
3. Both the contribution to the Compensation Fund (3%) and the contribution to the Stabilization Fund (0.2%) shall be calculated based on the premium shown in the table above.
4.Premium for the first time insured shall be calculated based on the level 4; No matter for commercial or private use, premium of all the light trucks is subject to the one for light trucks(Legal Entity ) in the table; Premium of private sedans for corporate owner is subject to the premium of private sedans of male owner in the age 30-60; Premium of sedans and buses for rent is subject to the premium of commercial sedans and commercial buses, Premium of sedans for long-term rent is subject to the premium of r private sedans.
5. This table is illustrated with the record of violating traffic rules and accidents in past 3 years. The maximum percentage of premium discount is 30%, i.e. the Level 1, and the maximum percentage of premium increased is 60%, i.e. the Level 10. For the first insured and those without the record of violating traffic rules and accidents, the premium shall be calculated based on Level 4.
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